Representative Example for Personal Contract Purchase (PCP): Cash price £10,995.00, Annual Interest Rate (fixed) 5.4% p.a., with a representative 10.9% APR, total amount of credit £9,895.00, deposit of £1,100.00, an initial payment of £165.40, followed by 47 monthly payments of £165.40 with a final payment of £5,220.00, total amount payable is £14,259.20, the annual mileage is 10,000 and the excess mileage fee per mile is £0.00. Pay monthly then buy, swap or return